Risk Scoring

Enhanced Risk Scoring

Leverage advanced algorithms to evaluate user risk precisely, enabling fast, reliable, and compliant fraud prevention.

Face Recognition

Instantly verify user identity through AI-driven facial recognition, reducing fraud and impersonation risks.

Fingerprint Verification

Secure fingerprint authentication for mobile and web applications, ensuring only authorized users gain access.

Liveness Detection

Detect spoofing attempts with advanced liveness checks to confirm the user is real and present.

Seamless Integration

Easily integrate with existing platforms using our SDKs and APIs for fast deployment.

Enhanced Risk Scoring: Precise, Fast, and Compliant

Effective risk assessment is essential for protecting your business from fraud while ensuring smooth user onboarding. SecureIDV’s Enhanced Risk Scoring uses sophisticated AI-driven algorithms to analyze multiple factors, providing accurate and real-time risk evaluation for every user interaction.


Key Features

  • Comprehensive Risk Analysis
    Evaluates a wide range of indicators, including identity verification results, device information, behavior patterns, and external data sources.

  • High-Speed, Accurate Processing
    Advanced machine learning models deliver near-instant risk scores with exceptional accuracy.

  • Global Regulatory Compliance
    Fully compliant with GDPR, PIPEDA, AML, and KYC standards.

  • Seamless Integration
    Flexible APIs and SDKs allow rapid incorporation into existing web and mobile systems.

  • Dynamic Fraud Prevention
    Detects suspicious activities, unusual behavior, and potential identity fraud in real-time.


How It Works

Enhanced Risk Scoring combines multiple layers of analysis to provide actionable insights:

  1. Data Aggregation
    Collects data from verified IDs, facial recognition results, transaction history, device fingerprints, and behavioral patterns.

  2. Multi-Factor Evaluation
    Machine learning models weigh each factor, including external databases such as PEP/AML lists and credit checks, to calculate a precise risk score.

  3. Real-Time Decision Engine
    Generates instant risk scores and recommendations: Low, Medium, High, or Requires Manual Review.

  4. Continuous Learning
    AI algorithms continuously learn from historical patterns and emerging fraud trends to improve detection accuracy.


Data Sources & Privacy

  • User-provided verification data: documents, selfies, and behavior signals
  • Authorized third-party data: official databases, credit bureaus, and risk lists
  • Internal analytics: device, location, and activity analysis

All information is encrypted, securely stored, and processed according to global privacy and compliance regulations.


Benefits

  • Proactive Fraud Prevention: Detect high-risk users before transactions occur.
  • Rapid Assessment: Near-instant scoring ensures fast and seamless onboarding.
  • Regulatory Compliance: Meets international KYC/AML standards.
  • Easy System Integration: APIs and SDKs allow immediate deployment.
  • Scalable Solution: Handles high volumes without performance degradation.

Typical Use Cases

  • Financial services: loan approval, account opening, and high-value transactions
  • E-commerce and payment platforms: prevent fraudulent purchases and account takeovers
  • Shared economy platforms: identify risky users or service providers
  • Cryptocurrency exchanges: assess user risk in real-time for compliance

Ready to Secure Your Identity Verification?

Join organizations already using SecureIDV to ensure fast, reliable, and compliant identity verification.